Home Back Home Product

Home ownership is a sure thing because with HBH, your dreams can come true from anywhere you are in the world.

Property Acquisition Cheque Account

This is a special cheque account for Nigerian living abroad who desire to gradually save towards a property construction for either residential or commercial purposes. It is designed to ensure that Nigerians in diaspora enjoy a stress-free execution of projects at home.

Features

  • Minimum opening balance 200 GBP or its Naira equivalent (Funds deposited in foreign currencies will be converted... to Naira at the Prevailing CBN official Rate)
  • Cheque booklet
  • COT on withdrawal
  • E-mail alerts
  • Free financial service advisory
  • Newsletter/advertorial and emails of all current resident projects being founded by the bank

Property Acquisition Savings Account

This is a special cheque account for Nigerian living abroad who desire to gradually save towards a property construction for either residential or commercial purposes. It is designed to ensure that Nigerians in diaspora enjoy a stress-free execution of projects at home.

Features

  • Minimum opening balance of 100 GBP or Naira equivalents (funds deposited in foreign currencies will be converted to... naira at the prevailing CBN official Rate)
  • Minimum operating balance of ₦50,000
  • Competitive Savings interest rates
  • Withdrawal booklets
  • Option of a Nominee Resident joint signatory (e.g. spouse, parents living in Nigeria joint signatory)
  • Dedicated Relationship Manager
  • E-mail alerts
  • Free financial advisory services
  • Newsletter/advertorial and emails of all current resident projects being founded by the bank

HBH Mortgage Finance

This product aims at assisting Nigerians living abroad to access mortgage facilities for the purchase of residential and commercial properties in Nigeria.

Features

  • Title: Valid Title Documents
  • Tenor - max of 120 months' subject to a retirement age of 60 years
  • Single obligor – NGN 40m (Maximum)
  • Equity contribution – 20% (Minimum)
  • Loans will be denominated in local currency: NGN
  • Mode of Repayment – Monthly, Quarterly or Bi-annual subject to the cash flow of applicant
  • Catchment area- Major cities in Nigeria
  • Services – Legal and valuation (Fees applicable)